Credit card ratings

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satya2808 5 Rep. elliemartin1 answered

Tips on how to improve my credit rating? I want better offers!!!

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elliemartin1 3.67K Rep. elliemartin1 edited answer

The number one method to improve your credit rating is patience. It takes time to show you are a loyal and trustworthy customer. Also make sure you pay your credit cards off in time. To speed up the process, you need to keep your debt-to-income ratio as low as possible. If you owe a similar amount to your annual income, banks will give you awful offers and even reject you. This is because you are running a risk of not being able to pay for your spending’s, which banks are not willing to take.

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