Improving Credit Rating

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Natalie 21 Rep. Tom edited question

Whats the best and most efficient way to improve my credit rating?

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Tom 1.09K Rep. elliemartin1 edited answer

Unfortunately the key factor when looking to improve your credit rating is time and patience. Consistently paying off your credit card bills in full every month is the best way to improve your rating. Show the bank you are a trustworthy customer and don’t overspend on a monthly basis.

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