Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
Citibank Personal Loan Citibank Personal Loan Minimum Salary: BHD 400 Salary Transfer: No Islamic Finance: No Maximum Term: 5 Years Flat Rate: 25.0% Reducing Rate: 45.0%
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The Citibank Personal Loan is a quick and easy facility to assist you in meeting needs that are important to you and your family. Your loan from Citibank is simple, convenient, flexible, and gives you control over your finances.

Citibank Personal Loan Features:
  • Very attractive interest rates
  • Simple documentation
  • Speedy and hassle-free processing
  • No guarantor required
  • Additional loan facility after completing 9 months of your relationship with Citibank
  • Optional  life insurance coverage with rates varying from 0.56% to 5.07% of the loan amount
  • A power-packed Citibank Current Account
  • No minimum balance fees
  • Free ATM Card that lets you access your cash at over 240, 000 ATMs across the globe
  • Access to our 24-Hour CitiPhone Service to manage your accounts, round-the-clock from anywhere in the world
  • A consolidated statement that gives you a clear picture of your finances
  • Plus, a world of exclusive privileges and services when you bank with Citibank
  • Loan amount ranging from BHD 300 to BHD 11,300
  • Repayment can be stretched over a period of up to 60 months
  • Minimum Salary required is BHD 300 with salary transfer
Representative example:

If you borrow BHD 10,000 over 3 years at a Representative APR of 4.6% fixed and an annual interest rate of 4.6% you would pay:

Payment per month – BHD 297.50 | Total charge for credit – BHD 710 | Total amount you repay – BHD 10,710

Please note, the actual rate applied to your loan will depend on your circumstances.
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest flat rate on the product. This is not the APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator
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