Summer has officially arrived which means the chances are you’re on countdown to jetting off on that vacation you’ve been dreaming about since you booked it.

There are so many things to do before you take off, reply to that e-mail, take the cats to the cattery, cancel the cleaner, buy a new bikini…but however big your pre-holiday to-do list is, getting travel insurance should most definitely be top.

Most of the time your trip will go to plan, but there is always the chance that your flight might be cancelled or you’re suddenly not able to take the holiday, for whatever reason, or you’re just stuck in traffic and miss your flight. Worse still, you could show up at the airport on time only to find that your flight is overbooked and you’re the one to miss out. Arranging travel insurance before you head off means that you not only get to enjoy your well deserved break worry free, but you also get to avoid expensive hassles should an incident occur.

What do you need to look out for when it comes to travel insurance? Here’s all you need to know…

What does travel insurance cover?

Typically, a travel insurance policy will cover the below… plus more!

• Trip cancellation / curtailment
• Emergency medical and dental expenses
• Loss of documents
• Delayed personal possessions
• Valuables
• Missed departure

And all of this peace of mind comes at a fraction of the cost of your trip.

How can travel insurance make my life easier?

compareit4me’s insurance guru Jonathan Rawling gives one example:

“I used to travel a fair bit for work and I’ve been unlucky enough to have had my bags lost on three separate occasions. The first and second times were a nightmare – I had to live in the same clothes for a day until finally my luggage and I were reunited. On the third occasion though I had travel insurance. As soon as it was clear that my bag hadn’t shown up I called my insurance company. They confirmed my cover and suggested that I went to the shops buy some new clothes and everything else I needed to be comfortable.

All I had to do was send them the proof that the luggage had not arrived plus my receipts and they paid without question. This turned a potential nightmare into a minor inconvenience”.

Do I have to sort travel insurance every single time I travel?

Nope. You can save time, money and hassle by buying an annual multi trip policy – this will cover you for all of your trips for a year! What’s even better, it could actually be significantly cheaper than buying a fresh policy every time your travel.

compareit4me says:

Always allow yourself some peace of mind before you travel – get yourself a travel insurance policy! At yallacompare.com you can choose from 3 brands and then quickly and easily buy your single or multi trip policy online. The whole thing takes less than 5 minutes (yes, really!) and your policy will be delivered to you instantly.