Minimum Salary Salary Transfer Early Settlement Fees Maximum Term Flat Rate Reducing Rate
Banque Misr - Car Loan for Self employed without income proof Banque Misr - Car Loan for Self employed without income proof Minimum Salary: EGP 0 Salary Transfer: Yes Early Settlement Fees: - Maximum Term: 7 Years Flat Rate: 7.22% Reducing Rate: 13.0%
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Features & Benefits:
  • Competitive interest rate
  •  Age:21-60 years for employees and 21-65 years for self employed professionals and business owners at the time of loan maturity
  •  The Maximum loan amount: EGP 500,000
  • The Maximum finance rate: 100% of car value (under certain conditions)
  • The Maximum repayment period: 84 months
Documents Required:
  • Car loan application
  • Photocopy of a valid National ID
  • Recent utility bill (electricity/gas/water/telephone) refers to the address of residence

Representative example:

If you borrow EGP 10,000 over 3 years at a Representative APR of 4.6% fixed and an annual profit rate of 4.6% you would pay:

Payment per month – EGP 297.50 | Total charge for credit – EGP 710 | Total amount you repay – EGP 10,710

Please note, the actual rate applied to your loan will depend on your circumstances.
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest flat rate on the product. This is not the APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator