Minimum Salary Salary Transfer Early Settlement Fees Maximum Term Flat Rate Reducing Rate
Egypt Gulf Bank - Used Cars Auto Loan Egypt Gulf Bank - Used Cars Auto Loan Minimum Salary: EGP 0 Salary Transfer: Yes Early Settlement Fees: - Maximum Term: 5 Years Flat Rate: 0.0% Reducing Rate: 0.0%
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Benefits
  • Finance up to 60% of car value
  • The loan amount can reach up to EGP 500,000
  • Loan tenor from 6 months and up to 60 months
Requirements
  • Copy of valid national ID
  • Recent utility bill (within three months)
  • Proof of income
    • Payroll/ Salary/ Installment Transfer Customers: Customer’s company agreed to transfer salary/instalment
    • Non Salary / Installment Transfer Customers: Authenticated HR letter or HR letter & 3 months bank statement
    • Self-employed/Professional Customers: valid tax card & last 6 months bank statement in addition to a copy of the recent & valid commercial register for self-employed or certificate of the profession, valid syndicate ID, & medical institution license for professionals
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest flat rate on the product. This is not the APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator