Minimum Salary Salary Transfer Early Settlement Fees Maximum Term Flat Rate Reducing Rate
National Bank of Greece - Car Loan against deposits National Bank of Greece - Car Loan against deposits Minimum Salary: EGP 0 Salary Transfer: Yes Early Settlement Fees: - Maximum Term: 0 Years Flat Rate: 3.25% Reducing Rate: 5.85%
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This Program provides you with the opportunity to buy whether the new car or the used car you want, while allowing you to save for the future

Benefits

  • Get a loan to buy either new or used car
  • You will get full amount of your time deposit / fixed saving certificate at loan maturity
  • Neither prohibition on sale nor car insurance

Features

  • Lending up to 95% of time deposit / fixed saving certificate value
  • Low interest rate:

Against Certificate of Deposit (CD): only 3.25% over the CD rate.

Admin fees: 1.00% from loan amount.

Eligibility

  • Offered to Egyptians & foreign residents
  • Minimum age 21 years at loan disbursement

Required Documents

  • Egyptians: Photocopy of Valid ID
  • Foreign residents: Photocopy of Valid Passport
  • Vehicle Performa invoice

 

 


** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest flat rate on the product. This is not the APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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