|Minimum Salary||Salary Transfer||Islamic Finance||Cashback||Annual Fee||Rate|
|Banque Misr - Platinum Visa Credit Card||Minimum Salary: EGP 0||Salary Transfer: Yes||Islamic Finance: No||Cashback: No||Annual Fee: EGP 300||Rate: 2%|
Free SMS service after each card transaction in addition to issuing a monthly transactions statement showing the debit value and minimum payment limit as well as credit card issuance or renewal.
Installment payment for card purchase transactions and cash withdrawals up to 36 months with a special interest rate.
Enjoy interest-free installments up to 6 or 12 months for purchases at many merchants
Earn reward points through domestic and international spends, which can be redeemed through the following:
Travelling All Over the World (Airline Tickets- Hotels-Car Rent)
Electronic vouchers for purchases made at any of BM partner merchant outlets.
Attaining many special products from BM partner merchant outlets through visiting BM Rewards Club website, which will be couriered to your registered address
Recharging Mobile Credit
- A card can be issued with in-kind warranty or personal guarantee.
- Card usage in both local and international purchase transactions and cash withdrawals in addition to payment in Egyptian pound.
- The flexibility to use100% of the card credit limit in cash withdrawals.
- The possibility of issuing a number of supplementary cards.
- The ability to use the card over the internet
- Enjoy the longest grace period up to 57 days.
- Offers you the lowest payment limit with 5% of the monthly usages.
- Card transactions can be paid through any of Banque Misr cash deposit ATMs.
- Card transactions can be paid at any of the BM branches available all over Egypt and can be paid any day all over the 24 hrs. At any of the BM branches located in Airports and Hotels.
- Promotions and discounts in the fanciest shopping centres inside and outside Egypt. For more details kindly download Visa Explore application.
- Purchases protection service
- offered to Platinum Visa Cardholders to protect their purchase against theft and damage for up to 365 days as of the date of purchase. Access to VIP lounges in more than 25 Airports around the world.
- Extended warranty period
- warranty period for all the purchases purchased with platinum visa credit card extends up to one-year maximum
- Enjoy several benefits and services during travelling including medical and legal services in addition to other services all over the world
- Enjoy credit limit starting from 25000 EGP up to less than 100000 EGP
In case the customer wishes to pay-on installment for a processed transaction, then the following procedures shall be applied:
Cash withdrawal transaction is carried out through credit card according to the card available balance
During the performance of a cash withdrawal transaction, BM call centre will be contacted in order to request the installment of the transaction.
Early repayment fees of 4% are applied in case the customer has paid the value of his installment.
Cash withdrawal charges calculated on the customer’s credit card and related to the amount requested to be paid-on installment will be refunded.