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Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
AIB  - Mortgage AIB - Mortgage Minimum Salary: EGP 2,000 Salary Transfer: No Early Settlement Fees: No Maximum Term: 10 Years Flat Rate: 5.0% Reducing Rate: 9.0%
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  • Financing, purchase and construction of housing units.
  • Finance 80% of the value of the unit , up to one million EGP
  • Duration up to 10 years.
  • Monthly installment should not exceed 40% of the salary.
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest flat rate on the product. This is not the APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The calculated Annual Percentage Rate(APR) is determined using the annual interest rate on the product plus fees and other costs. The APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator