Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
Emirates NBD - Housing loan Emirates NBD - Housing loan Minimum Salary: EGP 5,000 Salary Transfer: No Early Settlement Fees: No Maximum Term: 15 Years Flat Rate: 0.0% Reducing Rate: 0.0%
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Finance 70% of your dream homes with Emirates NBD's housing loan that offers a choice of payment methods that suits any lifestyle.


  • Loan amount up to EGP 5,000,000
  • Flexible tenor up to 180 months
  • Choose the payment method that suits you best whether monthly or quarterly
Documents Required
  • Construction permit
  • Real estate form 19
  • Formal construction license
  • Privatization declaration
  • Land ownership contract
  • Property registration in the notary office
  • Evaluation office report
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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