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Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
Emirates NBD - Personal Loan Emirates NBD - Personal Loan Minimum Salary: EGP 1,200 Salary Transfer: No Islamic Finance: No Maximum Term: 3 Years Flat Rate: 0% Reducing Rate: 0%
Make your dream come true with Emirates NBD Personal Loans that fulfill your financial needs and perfectly match your budget

 

 
Features
  • Competitive interest rates
  • Consumer Finance
  • Club Membership
  • Flexible tenor up to 36 months
  • Loan amount up to EGP 1 Million
  • Free life insurance during the loan repayment period
  • No Guarantor
  • Possibility to monitor your account through our online banking service
Eligibility
  • Terms and Conditions:
  • EGP1,200 minimum gross monthly salary
  • Top up loan after 6 months
Additional Information
Required Documents: Salaried:
  • Loan application
  • Valid national ID
  • Authorization for investigation
  • Recent utility bill (maximum three months)
  • HR letter
Self-employed:
  • Loan application
  • Valid national ID
  • Authorization for investigation
  • Recent utility bill (maximum three months)
  • HR letter
  • Recent copy of commercial register and tax card
  • Recent utility bill (maximum three months)
Pensioner:
  • Loan application
  • Valid national ID
  • Authorization for investigation
  • Recent utility bill (maximum three months)
  • Proof of pension
  • Recent utility bill (maximum three months)
Foreigner:
  • Valid Passport with country entry visa
  • Residency / Work permit
  • Recent utility bill (maximum three months)
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest flat rate on the product. This is not the APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The calculated Annual Percentage Rate(APR) is determined using the annual interest rate on the product plus fees and other costs. The APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator