Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
Emirates NBD - Personal Loan Emirates NBD - Personal Loan Minimum Salary: EGP 1,200 Salary Transfer: No Islamic Finance: No Maximum Term: 10 Years Flat Rate: 0.0% Reducing Rate: 0.0%
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Make your dream come true with Emirates NBD Personal Loans that fulfill your financial needs and perfectly match your budget


  • Competitive interest rates
  • Loan amount up to EGP 1.5Mn
  • Flexible tenor up to 120 months
  • Free life insurance during the loan period
  • No guarantor required
  • Easy access to your account through the Online Banking facility
  • Flexibility to top-up the loan after 3 Months
Documents Required
  • For Employed Clients:
  • Valid National ID
  • Recent utility bill
  • HR letter For Self-Employed clients:
  • Valid National ID
  • Recent utility bill
  • HR letter
  • Recent Commercial Register
  • Taxation Card
Additional Information
Banking ServicesBanking Services Tariff
Late payment feesEGP 50+ 4% over contracted rate
Admin fees2% on 5 Years loans up to 3% on 10 Years loans
Early settlement fees5% from outstanding balance

** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest flat rate on the product. This is not the APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator