Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
ADIB - El Yosr Personal Finance Employees Program ADIB - El Yosr Personal Finance Employees Program Minimum Salary: EGP 1,500 Salary Transfer: No Islamic Finance: Yes Maximum Term: 5 Years Flat Rate: 0.0% Reducing Rate: 0.0%
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FEATURES:

  • Finance up to: EGP 750,000
  • Tenor: up to 60 months
  • Takaful life Insurance till finance expiry
  • Competitive rates
  • Debt burden ratio: 35%

REQUIRED DOCUMENTS:

  • Application form
  • Utility bill for 3 months
  • Valid national ID (for Egyptians)
  • Valid passport/Valid Residency Permit (Foreigners)
  • HR Letter OR Salary/Instalment transfer letter

ELIGIBILITY:

  • Employed customers (Egyptians & foreign residents)
  • Age of applicant: 21- 65 years at finance maturity
Terms & Conditions Apply
  • The Bank reserves the right to decline any requests without providing any reason/justification.


Additional Information

** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest flat rate on the product. This is not the APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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