Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
ADIB - El Yosr Personal Finance (STL) ADIB - El Yosr Personal Finance (STL) Minimum Salary: EGP 3,000 Salary Transfer: Yes Islamic Finance: Yes Maximum Term: 5 Years Flat Rate: 11.8% Reducing Rate: 21.24%
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Now finance all your needs with no worries.
  • Finance up to : EGP 150,000
  • Murabaha Tenor : 12 - 60 months
  • Takaful Life Insurance till maturity
  • Competitive Rates
Documents Required
  • Salary/Installment transfer letter (with issuance date for 1 month maximum from application date ) OR HR letter (valid for 1 month)
  • Valid utility bill with issuance date for 3 month maximum from application date
  • Valid National ID (for Egyptians)
  • Valid passport/Employment contract/ Valid Residency Permit for Foreign residents
  • ADIB Egypt bank statement for the last 6 months
  • Employed Customers
  • Self-Employed and Professional
  • Finance Against Deposits
  • Age of applicant: 21- 60 years at finance maturity
  • Customer Nationality: Egyptians and Foreign Residents
Additional Information
Fees & Charges:
  • Admin Fees: 1.5%
  • Late Payment Fees: EGP 40
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest flat rate on the product. This is not the APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator