Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
ADIB - El Yosr - University Professors ADIB - El Yosr - University Professors Minimum Salary: EGP 0 Salary Transfer: No Islamic Finance: No Maximum Term: 5 Years Flat Rate: 13.3% Reducing Rate: 23.94%
Features
  • Finance up to : EGP 300,000
  • Tenor: up to 60 months
  • Competitive expected rates
  • Debt burden ratio: 35%
Documents Required
  • Application form
  • Valid national ID (for Egyptians)
  • Valid university ID stating applicant job title OR Statement Case from the university stating the applicant scientific degree
Eligibility
  • University Professors
  • Age of applicant: 21- 65 years at finance maturity
  • Customer Nationality: Egyptians
Additional Information
Terms & Conditions Apply
  • The Bank reserves the right to decline any requests without providing any reason/justification.

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Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest flat rate on the product. This is not the APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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