Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
Arab African International Bank - EDUInvest Arab African International Bank - EDUInvest Minimum Salary: EGP 0 Salary Transfer: Yes Islamic Finance: No Maximum Term: 7 Years Flat Rate: 0.0% Reducing Rate: 0.0%
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Education is the key to a bright future. A good education is the best investment you make for your children, and for yourself.

AAIB EduInvest supports you in pursuing the quality education you aspire to.

No more compromises.

Covering up to 100% of tuition fees, AAIB EduInvest offers 3 types of education loans, each designed for your unique education needs across different phases: school, university & post-graduate studies.

  • Loan granted to students (if they are earning), or their parents/guardians
  • Loan for paying education fee to approved educational institutions in Egypt
  • Loan disbursed in tranches matching educational institution fees schedule
  • Limit approval and loan disbursement according to school/university letter, and disbursed directly to the institution
Additional Information


  • Competitive interest rates
  • Loan covering up to 100% of tuition fees
  • Flexible repayment tenors reaching up to 84 months (7 years)
  • Customers have the option to take insurance cover on the full sanctioned loan amount for the fee payment period; in case of unfortunate event of death (during fee payment period), the insurance will pay for settling the outstanding loan amount and the remaining tuition fees, which the Bank will pay to the educational institution on due dates

EduInvest Start-Up

Start-up loan enables you to spread your one-time fee payment over a year. Make your one-time payment to the school and repay your loan over a 12-month period in equal monthly installments.

Ideal for all academic stages: from kindergarten all the way to high school and on to college years as well.

EduInvest Level Up

Level-up loan enables students to get their education today and pay for it tomorrow. In the first 3 years, you pay a very low amount (only interest on the loan), after which you repay the loan amount (principal + interest) over an additional 4 years. Total loan tenor up to 7 years: 3 years interest only period + 4 years loan repayment period.

Ideal for university education: undergraduate and postgraduate.

EduInvest Step Up

Step-up loan enables you to pay lower instalments at the beginning that increase gradually until loan maturity going up to 7 years. With your higher expected income in the future years, loan repayment remains comfortable.

Ideal for university education: undergraduate and postgraduate.


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Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
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