Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
Bank ABC - Personal Loans to Payroll, Salary & Installment Transfer Bank ABC - Personal Loans to Payroll, Salary & Installment Transfer Minimum Salary: EGP 0 Salary Transfer: No Islamic Finance: No Maximum Term: 7 Years Flat Rate: 0.0% Reducing Rate: 0.0%
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Features
  • Flexible installments up to 84 months
  • Competitive interest rate and charge
  • Loan amount up to EGP 500,000
  • Free life insurance
Documents Required
  • Application form.
  • Copy of National ID.
  • HR Letter.
  • Recent utility bill.
  • Salary/ Installment transfer undertaking.
Eligibility
  • Offered to Egyptian Salaried Employees working in the governmental, public or private sectors
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest flat rate on the product. This is not the APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator