Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
EGBank - Premium Loans EGBank - Premium Loans Minimum Salary: EGP 0 Salary Transfer: No Islamic Finance: No Maximum Term: 7 Years Flat Rate: - Reducing Rate: -
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  • Loan amount up to EGP 2,500,000
  • Loan tenor up to 84 months
  • Competitive interest rates
  • Life insurance throughout loan tenor
Documents Required
  • Copy of valid national ID
  • Recent utility bill (within 3 months)
  • Proof of income
  • Salaried: 3 months bank statement & HR letter
  • Self-Employed: 12 months bank statement & a copy of recent commercial register
  • Professionals: 12 months bank statement in addition to certificate of professional practice, valid syndicate ID, and medical institution license
  • Minimum age 35 years up to 60 years at loan maturity for salaried clients and reach up to 65 years for self-employed and professionals
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator