Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
Ahli United Bank - My Premium Loan Ahli United Bank - My Premium Loan Minimum Salary: EGP 0 Salary Transfer: No Islamic Finance: No Maximum Term: 5 Years Flat Rate: 0.0% Reducing Rate: 0.0%
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My Premium Loan is a variable Interest Rate Loan product, with a drop down limit structure that enables you to easily make repayments in excess of scheduled instalment amounts or when you have surplus funds, in order to reduce your interest outflow

The interest rate is linked to benchmark rate + margin

The structure allows you the flexibility to withdraw such excess payment amounts at any time to meet any cash emergencies

Top up availability up to 2 times per year

Availability to buy out loans from other banks

Features
  • Financing up to 1,000,000
  • Competitive interest options
  • Repayment period up to 5 years
  • Easy repayment options
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest flat rate on the product. This is not the APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator