Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
Personal Loan Without Salary Transfer Personal Loan Without Salary Transfer Minimum Salary: EGP 0 Salary Transfer: No Islamic Finance: No Maximum Term: 6 Years Flat Rate: 0.0% Reducing Rate: 0.0%
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  • Offered to Egyptian Salaried Employees working in the governmental, public or private sectors having their salaries transferred to other banks.
  • Flexible instalments up to 60 months.
  • Competitive interest rate.
  • Loan amount up to EGP 350,000.
  • Free life insurance.
Documents Required
  • Application form.
  • Copy of National ID.
  • HR Letter.
  • Recent utility bill.
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator