Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
UBEG - Personal Loan UBEG - Personal Loan Minimum Salary: EGP 0 Salary Transfer: No Islamic Finance: No Maximum Term: 8 Years Flat Rate: - Reducing Rate: -
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In the case of salary transfer:

  • Minimum finance 10,000 EGP and maximum finance 750,000 EGP
  • Installment duration up to 8 years

In the case of non-Salary transfer:

  • Minimum finance 10,000 EGP and maximum finance 350,000 EGP.
  • Installment duration up to 7 years.
In the case of self-employed and professionals:
  • Minimum finance 10,000 EGP and maximum finance 500,000 EGP.
  • Finance duration up to 7 years.

  • Competitive interest rate.
  • Finance from 10,000 EGP up to 750.000 EGP.
  • Finance all segments for Self-Employed & Professionals and Salaried Customers.
Documents Required
  • Taxation card showing the client situation.
  • Copy from the professionalization license.
  • Bank statement under the name of the organization or the owner reflecting the last 12 months transaction.
  • External verification for the customer and his business. Governmental Employees:
  • Monthly or annually Salary transfer letter stamped from governmental institution or Eagle stamp. Private sector Employees:
  • Certified certificate from employer showing employer/ Date of employment/ Salary pay slip/ contract type.
  • Last three months bank statement or three last income letter.
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator