Buying car insurance can be very confusing…and can sometimes feel like a bit of a mission. Here’s some key things to do (and not do!) to help make the whole process easier.
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Don’t focus on the lowest premiums – look for benefits of the coverage instead
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Don’t deceive the insurer. Be truthful when answering questions related to loss/accident history etc.
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Remember background checks are made. If it turns out you haven’t told the truth, not only will premiums be revised, but claims will be refused in the event of a loss.
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Don’t instantly opt for third party liability cover, see if a comprehensive policy would be better for you…and vice versa.
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Ask for information about add-on covers like car hire extension, agency repairs, towing services, off-road use etc. Look out for age and territorial limits.
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If you’re buying a used car which already has insurance, make sure you find out what the correct procedure is and find out if you are covered. Insurance from a used car is not always transferable.
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Don’t under or over insure your vehicle. This might cause a dispute and delay your claim.
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Remember to upload the required documents to enable us to issue your car insurance policy. You will need to send us images of the following:
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UAE Driving License
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Registration Card
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Copy of Emirates ID
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No claims Certificate if applicable
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Don’t forget to renew your policy without any break
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When you receive your policy, read the terms and conditions carefully to know what’s covered and what’s not. If anything is unclear, it’s always best to ask.
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Always keep your policy number, roadside assistance number and claims number of your insurance provider on your mobile phone in case of any unfortunate events.
