| Minimum Salary | Salary Transfer | Islamic Finance | Cashback | Annual Fee | Rate | |
|---|---|---|---|---|---|---|
Bank of Jordan - Visa Gold and Classic Credit Cards
|
Minimum Salary: JOD 0 | Salary Transfer: No | Islamic Finance: No | Cashback: No | Annual Fee: JOD 30 | Rate: 1.75% |
Enjoy the benefits you deserve with Visa Gold and Classic credit cards
Bank of Jordan Gold and classic credit cards give you everything you need wherever you are. Their purchasing power lets you buy whatever you want and provides you with the freedom to shop online with complete security.
Bank of Jordan Gold and classic credit cards give you everything you need wherever you are. Their purchasing power lets you buy whatever you want and provides you with the freedom to shop online with complete security.
Features
- A grace period up to 55 days
- Issuance fees waiver (for the first year)
- Flexible payments and the ability to control your monthly installments
- Wide acceptability of the card at points of sale and the ability to make cash withdrawals at over 1.8 million ATM’s across more than 200 countries
- Possibility of free supplementary card issuance
- Safe e-shopping services - Verified by Visa (VBV)
- Enrollment in the cards rewards scheme
- upon usage of your credit card, you earn points which you can redeem at selected outlets, in addition to the generous discounts you get during travel, dining, entertainment and much more from a network of retail outlets
Additional Information
Terms:
- Jordanians and non-Jordanians currently residing in Jordan can apply
- Employees in the public sector as well as employees of many accredited companies in the private sector or unaccredited companies provided the transfer of salary can also apply
- Applicant’s age must be between 21-65 years
- If a payment is made on or before its due date, an interest fee of 1.75% monthly (30 days) will be charged from the overdraw date until the payment date (based on your daily balance)
- The Interest fee of 1.75% monthly (30 days) on cash withdrawals will be charged from the transaction date until the completion of due payment
- Valid ID
- Recent salary slip for salary accounts
- Account statement from current bank, if not Bank of Jordan
- Employment documentation or proof of income (if self-employed)
Representative Example
If you spend JD 1,200 at a purchase interest rate of 18.9% (variable) your representative APR will be 18.9% (variable).
** Calculator Definitions
Amount:
The total amount of money borrowed, also referred to as the principal amount.
Rate (%):
This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years:
This is the original term or length of the product, stated in years.
Effective Monthly Payment:
This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%):
The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
