Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
The American Express Card The American Express Card Minimum Salary: SAR 15,000 Salary Transfer: No Islamic Finance: Yes Cashback: No Annual Fee: SAR 450 Rate: 2.75%
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The American Express® Card The Key to your City Life The original Amerian Express® Card that gives you financial flexibility when you‘re on the move around town. You have the freedom of No Pre-set Spending Limit, and you can choose the billing currency of your Card, in Saudi Riyals or US Dollars.

Financial freedom has no limits With No Pre-set Spending Limit*, you are free to spend as much as you’ve shown us you can afford with your American Express ® Card as your purchasing power adjusts with the use of your Card.

* No Pre-set Spending Limit does not mean unlimited spending, your purchases are approved based on a variety of factors, including current spending patterns, your payment history, credit record and financial resources known to us. If you anticipate an unusually large purchase, just call Customer Service in advance so that we can note your account. Rewarding you for the lifestyle you lead Turn your everyday purchases into Membership Rewards® points, and redeem them for a wide range of incredible rewards. Membership Rewards® is our way of thanking you for being an American Express Cardmember, offering you exclusive privileges and access to our range of global partners. The more you spend, the more points you earn which you can then redeem for fantastic rewards including air tickets, upgrades, hotel stays, leisure breaks and shopping. For virtually every US$ 1 you spend on your Card, you earn 1 Membership Rewards®point. A luxurious travel experience Regardless of the airlines or class of travel, you can enjoy the following Airport Lounge Access across the Middle East*: • Dilmun Lounge, Bahrain • Cedars Lounge, Beirut, Lebanon • Plaza Premium Lounge, Muscat, Oman • Al Reem Lounge, Terminal 1, Abu Dhabi, UAE • Crown Lounge, Amman, Jordan • Marhaba Lounge, Dubai, U.A.E. (Terminal 1 and 3) • Oryx Lounge, Doha, Qatar • Pearl Lounge, Kuwait • First Class Lounge, Terminal 1, Cairo, Egypt • Exclusive Service Lounge, Terminal 3, Cairo Egypt

Complimentary gift vouchers for new American Express Card members with the value of SAR 2530 to be used on a wide range of brands like Bose, Saco, Hugo Boss, Versace Collection, Canali, Elegant Man & ETRE
  • Billing Currency in SAR or USD
  • Airport Lounge Access
  • Free International WiFi Services
  • DINEOUT Program
  • Discounts / Vouchers / Offers
  • Emergency Assistance
  • Membership Rewards program
  • SELECTS program (Worldwide offers)
  • No Pre-set Spending Limit
  • Online Fraud Protection
  • Fast cash through ATM
  • Retail Protection
  • Sharia Compliant
  • Supplementary Cards
  • Free Companion Cards
  • Travel Accident Protection
  • Travel Inconvenience Protection
  • Rewards
  • Complimentary gift vouchers for new American Express Cardmembers with the value of SAR 3250 to be used on a wide range of brands like Bose, Saco, Hugo Boss, Versace Collection, Canali, Elegant Man & ETRE
Additional Information
Annual Fee:
  • SAR 450 OR 120 USD
  • Billing Currency in SAR or USD
  • Minimum age 35 years old.
  • Maximum age 45 years old.
  • It is a requirement to transfer your salary to a bank in KSA.
Representative Example
This is a sharia compliant Card based on the fixed monthly fee model . Accordingly, we will be charging an Administrative Fee of SAR 562.5 / US$ 150 instead of an interest based Administrative Fee on outstanding balances not paid in full.
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