| Minimum Salary | Salary Transfer | Islamic Finance | Cashback | Annual Fee | Rate | |
|---|---|---|---|---|---|---|
Emirates NBD - Gold Credit Card
|
Minimum Salary: SAR 8,000 | Salary Transfer: No | Islamic Finance: No | Cashback: No | Annual Fee: SAR 200 | Rate: 2.2% |
Emirates NBD Gold & Silver Credit Cards suit your lifestyle, and responds to your needs, wherever you are in the Kingdom and around the world. With its many features, it is the ideal companion to facilitate your life. It is unique, secure and flexible. Through its wide acceptance at more than 29 million commercial outlets, it will add true value and real pleasure to your shopping.
Features
- Interest-Free Days
- Flexible Payment Options
- Instant Cash
- Credit Shield
- The Emirates NBD Credit Card Installment Plan
- 24-Hour Assistance
- Online Access
- SADAD utility payment via Credit Card
- SMS Alerts
- Chip Card
- Rewards
- Mobile Banking
Representative Example
If you spend SAR 1,200 at a purchase interest rate of 18.9% (variable) your representative APR will be 18.9% (variable).
** Calculator Definitions
Amount:
The total amount of money borrowed, also referred to as the principal amount.
Rate (%):
This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years:
This is the original term or length of the product, stated in years.
Effective Monthly Payment:
This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%):
The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
