Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
The American Express - Gold Card The American Express - Gold Card Minimum Salary: SAR 30,000 Salary Transfer: No Islamic Finance: Yes Cashback: No Annual Fee: SAR 790 Rate: 2.75%
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Make life more entertaining with exciting rewards and no pre-set spending limit. The Gold Card Go places in style. Wherever you go, the American Express® Gold Card complements your life with more benefits and added value. With No Pre-set Spending Limit, you can make the most of the Gold Card experience. Taking you to new heights With No Pre-set Spending Limit*, you are free to spend as much as you’ve shown us you can afford with your American Express ® Gold Card as your purchasing power adjusts with the use of your Card. * No Pre-set Spending Limit does not mean unlimited spending, your purchases are approved based on a variety of factors, including current spending patterns, your payment history, credit record and financial resources known to us. If you anticipate an unusually large purchase, just call Customer Service in advance so that we can note your account. Exclusive VIP access Regardless of the airlines or class of travel, you can enjoy the following Airport Lounge Access across the Middle East*: • Dilmun Lounge, Bahrain • Cedars Lounge, Beirut, Lebanon • Plaza Premium Lounge, Muscat, Oman • Al Reem Lounge, Terminal 1, Abu Dhabi, UAE • Petra Lounge, Amman, Jordan • Marhaba Lounge, Dubai, U.A.E. (Terminal 1 and 3) • Oryx Lounge, Doha, Qatar • Pearl Lounge, Kuwait • First Class Lounge, Terminal 1, Cairo, Egypt • Exclusive Service Lounge, Terminal 3, Cairo Egypt * Lounge access is provided to the American Express Cardmember only – The Card should be presented upon entry. Complimentary gift vouchers for new American Express Card members with the value of SAR 2530 to be used on a wide range of brands like Bose, Saco, Hugo Boss, Versace Collection, Canali, Elegant Man & ETRE

  • Airport Lounge Access
  • Billing Currency in SAR or USD
  • DINEOUT Program
  • Membership Rewards program
  • Discounts / Vouchers / Offers
  • Emergency Assistance
  • Fast cash through ATM
  • Free Annual Summary Report
  • Free Companion Credit Card
  • Free International WiFi Services
  • Islamic Finance
  • Membership Rewards program
  • No Pre-set Spending Limit
  • Online Fraud Protection
  • Retail Protection
  • Rewards
  • Sharia Compliant
  • Shopping Discounts
  • Supplementary Cards
  • Travel Accident Protection
  • Travel Inconvenience Protection
  • Complimentary gift vouchers for new American Express Cardmembers with the value of SAR 3250 to be used on a wide range of brands like Bose, Saco, Hugo Boss, Versace Collection, Canali, Elegant Man & ETRE
Additional Information
Annual Fee:
  • SAR 790 OR 210 USD
  • Billing Currency in SAR or USD
  • Minimum age 40 years old.
  • It is a requirement to transfer your salary to a bank in KSA.
Representative Example
This is a sharia compliant Card based on the fixed monthly fee model . Accordingly, we will be charging an Administrative Fee of  SAR 937.5 / US$ 250 instead of an interest based Administrative Fee on outstanding balances not paid in full.
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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