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Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
National Commercial Bank - Platinum MasterCard  Credit Card National Commercial Bank - Platinum MasterCard Credit Card Minimum Salary: SAR 2,500 Salary Transfer: No Islamic Finance: Yes Cashback: Yes Annual Fee: SAR 600 Rate: 32.39%
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Features
  • Worldwide acceptance at over 32 million merchants
  • Instant cash from all ATMs across the globe
  • Interest-free payments for up to 50 days
  • Flexible payment options from 5% of the total to monthly installments
  • Free travel insurance of up to SAR 750,000 against personal accident, flight cancellation, and luggage delay and loss
  • Additional protection with Himayati and Himayati Plus
  • SMS notification for every transaction
  • Full transparency with your monthly statement
  • Cash withdrawals of up to 30% of the credit limit through ATMs and financial institutions around the world
  • E-secure shopping service to provide greater protection when using a credit card online
  • Special offers and discounts
  • Complimentary airport lounge access at select airports
  • ALA DOFAAT PROGRAM: You can convert your purchases’ values into equal monthly installments plan with 0% profit margin
  • Emergency cash service
Additional Information
Annual Profit Rate ( based on card type ):
  • 38.75% for customers with monthly income SAR 4,000 and above
  • 32.39% for customers with monthly income between SAR 2,500 – 3,999
Representative Example
If you spend SAR 1,200 at a purchase interest rate of 18.9% (variable) your representative APR will be 18.9% (variable).
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