| Minimum Salary | Salary Transfer | Islamic Finance | Cashback | Annual Fee | Rate | |
|---|---|---|---|---|---|---|
National Commercial Bank - Platinum MasterCard Credit Card
|
Minimum Salary: SAR 2,500 | Salary Transfer: No | Islamic Finance: Yes | Cashback: Yes | Annual Fee: SAR 400 | Rate: 2.75% |
Features
- Worldwide acceptance at over 32 million merchants
- Instant cash from all ATMs across the globe
- Interest-free payments for up to 50 days
- Flexible payment options from 5% of the total to monthly installments
- Free travel insurance of up to SAR 750,000 against personal accident, flight cancellation, and luggage delay and loss
- Additional protection with Himayati and Himayati Plus
- SMS notification for every transaction
- Full transparency with your monthly statement
- Cash withdrawals of up to 30% of the credit limit through ATMs and financial institutions around the world
- E-secure shopping service to provide greater protection when using a credit card online
- Special offers and discounts
- Complimentary airport lounge access at select airports
- ALA DOFAAT PROGRAM: You can convert your purchases’ values into equal monthly installments plan with 0% profit margin
- Emergency cash service
Additional Information
Annual Profit Rate ( based on card type ):
- 38.75% for customers with monthly income SAR 4,000 and above
- 32.39% for customers with monthly income between SAR 2,500 – 3,999
Representative Example
If you spend SAR 1,200 at a purchase interest rate of 18.9% (variable) your representative APR will be 18.9% (variable).
