| Minimum Salary | Salary Transfer | Islamic Finance | Cashback | Annual Fee | Rate | |
|---|---|---|---|---|---|---|
Riyad Bank - Visa Signature Cashback Credit Card
|
Minimum Salary: SAR 3,000 | Salary Transfer: No | Islamic Finance: No | Cashback: Yes | Annual Fee: SAR 200 | Rate: 2.25% |
Cashback Visa Signature Credit Card from Riyad Bank gives you up to 10% Cashback on your purchases on selected categories. Cashback Visa Signature Credit Card was designed with an exceptional loyalty program to suit your needs and aspirations.
- Cashback Reward Program
- Free access to airport lounges
- Travel insurance
- Cashback Visa Signature gives you up to 10% Cashback on the eligible categories. For more please check the Cashback program’s terms and conditions
- Free access to more than 1100 airport lounges around 300 cities
- Cashback Visa Signature gives you a wide range of benefits including discounts and benefits on hotels
- Complimentary 24 hour Concierge Services, call within Saudi: 8008443488 , outside Saudi: +97143611234 / +442078502829
- Discounted rides with Careem, promo code: KSAVS
- Enjoy a variety of Dining offers in the Region
- Discounts and world wide access to Visa Golf
- Automatic enrolment into Qasset Program
- Free travel insurance on purchasing of tickets using the Riyad Bank’s Credit Card
- Extended warranty on purchases
Cashback Program:
Cashback is available when you purchase a minimum of SAR 2,500 or more, within the categories: Dining, Groceries, Entertainment, Pharmacies, Fuel/Taxis as follows:
Overall monthly spend*
Cashback on eligible categories
CASHBACK CAP per Category
Total cashback amount
* Including all eligible transactions for the respective billing month / statement
* Applicable only on the eligible transactions done in the eligible cashback categories
* Applicable only on the eligible transactions done in the eligible cashback categories
Features
- Free access into VIP Airport lounges (Cairo, Dammam, Riyadh, Jeddah, Dubai, Amman and Kuwait)
- Available as a shari'a compliant card
- Up to 2% CashBack on all purchases spends (Not applicable with Cash Advance)
- The CashBack amount is automatically credited to your credit card on a monthly basis
- Free additional cards for any of your family members
- Up to 45 days interest free credit
- Special discounts at selected shops, restaurants and hotels inside the Kingdom and abroad
- Credit Shield for outstanding balances, in case of any unforeseen events (may God forbid)
- 3D Secure for safe online shopping
- Automatic enrolment into Qasset Program
- Receive your credit card PIN securely and instantly through your Riyad Online account.
Additional Information
- Should be 18 years of age or older
- Should be salaried or self-employed
- Should be compliant with Riyad Bank’s and SIMAH’s policies for issuance credit cards
** Calculator Definitions
Amount:
The total amount of money borrowed, also referred to as the principal amount.
Rate (%):
This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years:
This is the original term or length of the product, stated in years.
Effective Monthly Payment:
This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%):
The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
