Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Riyad Bank - Gold Credit Card Riyad Bank - Gold Credit Card Minimum Salary: SAR 0 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: SAR 325 Rate: 2.33%
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  • Available as a Shari'a compliant card 
  • Available from VISA or MasterCard
  • Enjoy special discounts at selected shops, restaurants and hotels
  • Credit Shield for outstanding balance in case of any unforeseen events (may God forbid)
  • 3D Secure for safe online shopping
  • Automatic enrolment into Casset and Hassad Rewards Program
  • Enjoy 20 complimentary Hassad points upon activating your Mastercard gold credit card and 10 complimentary Hassad points upon activating your Visa Gold Credit Card
  • No annual fee for the first year
  • Receive your credit card PIN securely and instantly through your Riyad Online account. To know how all you need to do is to follow the steps shown in the video.
  • Should be 18 years of age or older
  • Should be salaried or self-employed
  • Should be compliant with Riyad Bank’s and SIMAH’s policies for issuing credit cards
  • Cash advance up to 30%
  • Safe online shopping
  • No annual fee for the first year
  • Credit Counseling
Additional Information
"Contactless Payment" service features:
  • It is the fastest and easiest way of making payments
  • It is protected against fraud
  • You can use this service to pay for low-value purchases of up to SAR 100 per purchase
  • Service applies to cumulative values up to SAR 300 regardless of the number of transactions. For security purpose, after reaching SAR 300, the next transaction will be made by inserting the card and entering your PIN
  • Contactless transactions will be included in the monthly credit card statement
How do I pay using contactless payment service?

  • Look for the “Contactless” reader on the point-of-sale terminal
  • Tap your card against the reader
  • Wait for the beep sound or green light which indicates the completion of the transaction
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