Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Riyad Bank - MasterCard World Credit Card Riyad Bank - MasterCard World Credit Card Minimum Salary: SAR 0 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: SAR 1,000 Rate: 2.08%
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Riyad Bank is pleased to you World MasterCard Credit Card which empowers you to pursue your dreams, wherever they take you. Take a memorable adventure and enter our world of carefully-curated benefits, where every experience is unique and gives you a new perspective. Explore at premium merchants and get inspired by a selection of travel benefits.

  • As a Diamond Banking customer you are exempted from the annual fees for the credit card, but if you lose your program membership you will be charged for the annual fees
  • Unlimited Lounge access at 850+ airports worldwide for the cardholder
  • Complimentary nights at SPG hotels & discounts at luxury serviced apartments
  • Discounts on airlines, car rentals & retail stores
  • Online shopping privileges & luxury spa discounts
  • Peace of mind during travel through comprehensive travel inconvenience, medical insurance & fraud protection
  • Receive your credit card PIN securely and instantly through your Riyad Online account. To know how all you need to do is to follow the steps shown in the video.
  • Emergency services to meet your needs, such as credit cards delivery inside & outside the kingdom and emergency cash while travelling
  • Automatic enrollment into "Hassad" rewards program with redemption across a variety of categories like travel, entertainment, dining etc
  • Earn 1,600 Hassad points as a bonus when spending SAR 25,000 within the first three months from the date of activation
  • For the latest Riyad Bank World MasterCard, credit cards offer please visit
  • No annual fees for Diamond Banking customers if they continue with the program’s membership
  • Unlimited Lounge access at 850+ airports worldwide for the cardholder
  • Travel Insurance
  • Special offers for World credit cardholders
  • Credit Counseling
Additional Information
"Contactless Payment" service features:
  • It is the fastest and easiest way of making payments
  • It is protected against fraud
  • You can use this service to pay for low-value purchases of up to SAR 100 per purchase
  • Service applies to cumulative values up to SAR 300 regardless of the number of transactions. For security purpose, after reaching SAR 300, the next transaction will be made by inserting the card and entering your PIN
  • Contactless transactions will be included in the monthly credit card statement
How do I pay using " Contactless Payment" service?
  • Look for the “Contactless” reader on the point-of-sale terminal
  • Tap your card against the reader
  • Wait for the beep sound or green light which indicates the completion of the transaction
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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