| Minimum Salary | Salary Transfer | Islamic Finance | Cashback | Annual Fee | Rate | |
|---|---|---|---|---|---|---|
Riyad Bank - Titanium Credit Card
|
Minimum Salary: SAR 0 | Salary Transfer: No | Islamic Finance: No | Cashback: No | Annual Fee: SAR 0 | Rate: 2.25% |
Riyad Bank Titanium Credit Card Mastercard offers high flexibility and convenience to the travel enthusiast. It is designed to reward you with offers and special discounts at selected shops, restaurants and hotels worldwide.
- Free access to VIP lounges at airports
- Fraud protection
- No annual fee for the first year
Features:
- No annual fee for the first year and free for each year the monthly amount spend is 1700 SAR
- Annual fee is automatically waived when you spend more than SAR 20,000 in the previous year
- Free access into airport VIP lounges (Cairo, Abu Dhabi, Dubai, Jeddah, Kuwait, and Amman)
- Shari'a compliant card
- Free additional credit cards for any of your family members
- Credit Shield for outstanding balance in case of any unforeseen events (may God forbid)
- 3D Secure for safe online shopping
- Fraud protection for items bought using the card
- Automatic enrolment into Hassad Rewards Program
- As a cardholder of Ttanium Credit card you will be able to purchases goods and convert them to Qasset Program
- Contactless Payment service for purchases below SAR 300
- Enjoy 20 complimentary Hassad points upon activating your credit card, and earn 400 Hassad points as bonus when spending SAR 5000 within the first three months
- Enjoy special discounts at selected shops, restaurants and hotels
- Receive your credit card PIN securely and instantly through your Riyad Online account
Features
- Free access to VIP lounges at airports
- Fraud protection
- MasterCard offers
- No annual fee for the first year
- Credit Counseling
Additional Information
“Contactless Payment” service features:
- It is the fastest and easiest way of making payments
- It is protected against fraud
- You can use this service to pay for low-value purchases of up to SAR 100 per purchase
- Service applies to cumulative values up to SAR 300 regardless of the number of transactions. For security purpose, after reaching SAR 300, the next transaction will be made by inserting the card and entering your PIN
- Contactless transactions will be included in the monthly credit card statement
How do I pay using “Contactless Payment” service?
- Look for the “Contactless” reader on the point-of-sale terminal
- Tap your card against the reader
- Wait for the beep sound or green light which indicates the completion of the transaction
** Calculator Definitions
Amount:
The total amount of money borrowed, also referred to as the principal amount.
Rate (%):
This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years:
This is the original term or length of the product, stated in years.
Effective Monthly Payment:
This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%):
The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
