Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Riyad Bank - Visa Platinum Credit Card Riyad Bank - Visa Platinum Credit Card Minimum Salary: SAR 0 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: SAR 500 Rate: 2.15%
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Visa platinum Islamic Credit Card, waived fees for the first year and a variety of offers that meet your needs.

  • Shari’a compliant
  • No annual fee for the first year
  • Purchase Protection


  • No annual fee for the first year
  • Annual fee is automatically waived when you spend more than SAR 20,000 in the previous year
  • Dragon Pass offers you a free access to VIP lounges at selected airports around the world. Simply mention the word “Dragon Pass” to the reception
  • Shari'a compliant
  • Purchase protection and Extended warranty for items bought using the card
  • Free additional card for your family members
  • Special discounts from Riyad Bank partners & VISA
  • Credit Shield for outstanding balance in case of any unforeseen events (may God forbid)
  • 3D Secure for safe online shopping
  • Contactless Payment service up to SAR 300
  • Automatic enrollment into Hassad Rewards Program
  • As a cardholder for Visa Plattinum Credit Card you will be able to purchases goods and convert them to Qasset Program
  • Enjoy 50 complimentary Hassad points upon activating your credit card, and earn 800 Hassad points as bonus when spending SAR 8000 within the first three months
  • Dedicated customer care helpline 24 hours a day
  • Receive your credit card PIN securely and instantly through your Riyad’s Digital channels. Follow the steps shown in the video.
  • For more about platinum card offers provided by Visa please visit:
  • Shari’a compliant
  • Purchase Protection
  • No annual fee for the first year
Additional Information
  • Should be 18 years of age or older
  • Should be salaried or self-employed
  • Should be compliant with Riyad Bank’s and SIMAH’s policies for issuance credit cards
Documents Required:
  • Copy of valid Saudi national ID for Saudi nationals
  • Copy of valid Iqama or Passport for non-Saudi nationals
  • Salary certificate mentioning employment start date for salaried individuals
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.