Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
Al Awwal Bank - Home and Cash Al Awwal Bank - Home and Cash Minimum Salary: SAR 10,000 Salary Transfer: No Early Settlement Fees: Yes Maximum Term: 30 Years Flat Rate: 1.85 Reducing Rate: 0.0
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Get the highest limit possible for your both your home and personal finance!

Now, you can get the cash you need, and the home finance with the highest possible limit.
  • We’re Shariah compliant
  • You can apply for joint finance with a family member
  • We offer you competitive finance rates
  • You’d get your finance within 5 days
  • We offer a repayment period of up to 30 years for home finance
  • We offer a repayment period of up to 5 years for personal finance
  • Your remaining repayments would be waived in the event of death or complete disability
  • We provide free insurance against fires and natural disasters
Documents Required
  • Your completed Home Finance application form
  • A copy of your ID/Iqama
  • A letter from your employer
  • A salary transfer form
  • Your completed health declaration form certificate
  • A copy of the title deed (both sides)
  • Stipulated right of cancellation form signed by property owner*
  • Copy of owner ID
  • Location map of the home and price quotation*
  • Separation Report from Municipality (for unseparated villas)
  • A copy of the Building Permission (not required for land)
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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