| Minimum Salary | Salary Transfer | Islamic Finance | Cashback | Annual Fee | Rate | |
|---|---|---|---|---|---|---|
The American Express - Platinum Credit Card
|
Minimum Salary: QAR 30,000 | Salary Transfer: No | Islamic Finance: No | Cashback: No | Annual Fee: QAR 2,730 | Rate: 2.3% |
Features & Benefits:
- Feeback
- Express Cash
- Credit Shield Insurances
- Flexibility on your terms
- Access to airport lounges
- Global assist
- Travel Inconvenience Insurance
- Retail Protection Insurance
- Travel Accident Insurance
*With FeeBack, the annual fee on the Platinum Credit Card will be credited back to your Card Account when you spend at least QAR 10,000 on purchases within the first 3 months of receiving your Card. Complimentary membership can continue for all subsequent years if you simply spend up to QAR 50,000 annually.
Fees & Charges:
- The foreign currency rate (fx) applicable on overseas transactions is 2.80%
- There are currently no balance transfer facilities on this Card
- You will always earn 1 full Membership Rewards Point for every QR 4 spent.
- Points never expire and can be redeemed for complimentary flights and upgrades with 12 airline partners: Emirates Skywards, Etihad Guest, Flying Blue (Air France KLM), Asia Miles, British Airways Executive Club, Delta SkyMiles, Gulf Air Falconflyer, Iberia Plus, Qatar Airways Privilege Club, Royal Plus Programme, and Oman Air Sindbad
** Calculator Definitions
Amount:
The total amount of money borrowed, also referred to as the principal amount.
Rate (%):
This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years:
This is the original term or length of the product, stated in years.
Effective Monthly Payment:
This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%):
The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
