Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
Commercial Bank of Qatar - Personal Loan Commercial Bank of Qatar - Personal Loan Minimum Salary: QAR 5,000 Salary Transfer: Yes Islamic Finance: No Maximum Term: 6 Years Flat Rate: 2.67% Reducing Rate: 4.81%
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Our fast approval process will give you that instant access to cash at rates starting from 4.95% p.a.

Features & Benefits:
  • Rates starting from 4.95% p.a. variable (equivalent to 2.67% flat) for Qataris and from 5.75% p.a. variable (equivalent to 3.10% flat) for Expats
  • Nothing to pay for up to 6 months for Qataris 10% discount on holiday package to a destination of your choice from dnata travels
  • Flexible repayment tenors of up to 72 months for Qataris and 48 months for expatriates
Representative example:

If you borrow QAR 10,000 over 3 years at a Representative APR of 4.6% fixed and an annual interest rate of 4.6% you would pay:

Payment per month – QAR 297.50 | Total charge for credit – QAR 710 | Total amount you repay – QAR 10,710

Please note, the actual rate applied to your loan will depend on your circumstances.
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator
International Bank of Qatar - Personal Loan for Qatari Nationals
Minimum Salary
QAR 10000
Flat Rate
2.5%
Doha Bank Personal Loan
Minimum Salary
QAR 5000
Flat Rate
2.19%
HSBC - Personal Loan for Expatriates
Minimum Salary
QAR 15000
Flat Rate
2.77%
Mashreq Bank Majestic personal loan
Minimum Salary
QAR 5000
Flat Rate
3.2%