Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
FAB -Mortgage Loan for Residences and Investments in UAE FAB -Mortgage Loan for Residences and Investments in UAE Minimum Salary: AED 15,000 Salary Transfer: No Early Settlement Fees: No Maximum Term: 25 Years Flat Rate: - Reducing Rate: 2.49%
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We make buying your new property easy.


Features

  • Starting from 1.99% per year for a two-year fixed interest rate.
  • Multiple fixed-rate options available so you can choose the payments and durations that suit you:
- 2 years starting from 1.99% per year
- 3 years starting from 2.19% per year
- 5 years starting from 2.49% per year 
  2.49% fixed for first 5 years, thereafter variable rates apply
  • No approval-in-principle fees. Check your eligibility at no cost.
  • Borrow up to 85% of the value of your home for UAE national first-time buyers
  • Borrow up to 80% of the value of your home for expat first-time buyers
  • Borrow up to AED 20m

Processing Fee:

  • Residential / Investment: 0.5% + VAT
  • Non Resident: 1% + VAT
  • Buyout Loans: 0%
  • Top Ups: 1% on incremental loan+ VAT (Applicable on incremental amount)

  • After the introductory period, all rates will revert to a variable rate based on the bank defined mortgage base rate and a pre-agreed margin.

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      FAB -Mortgage Loan for Residences and Investments in UAE
      Minimum Salary
      AED 15,000
      Reducing Rate
      2.49%
      Commercial Bank of Dubai - Mortgage Loan
      Minimum Salary
      AED 12,000
      Reducing Rate
      2.49%
      ADCB - Home Saver
      Minimum Salary
      AED 8,000
      Reducing Rate
      -