Complete the application and receive an amazon voucher for AED 100

Minimum Revenue Maximum Loan Amount Equity Required Maximum Term Flat Rate Reducing Rate
Mashreq Small Business Loan Mashreq Small Business Loan Minimum Revenue: AED 1,500,000 Maximum Loan Amount: AED 1,500,000 Equity Required: No Maximum Term: 4 Years Flat Rate: 11.11% Reducing Rate: 20.0%
Apply Online Now
Fill in your details below and a product advisor will call you back with more details.
At present, you can't apply for this product via But don't worry, by filling in the form below we'll help you find other options that you can apply for!
Some required information is not valid
A Mashreq Business Loan is an installment loan for business entities to meet their working capital requirement and other business needs.

Following entities are eligible to apply for a Mashreq Business Loan:
  • Limited Liability Company (LLC)
  • Sole Proprietor
  • Partnership
  • Free Zone Companies
  • Branches/Subsidiaries of Offshore Entities.
Mashreq Small Business Loan Features:
  • Simple documentation and quick approval process
  • Competitive interest rates
  • A dedicated Relationship Manager to service all your business needs
  • A Business Current Account with No Minimum Balance Requirement
  • Free Business Credit Card with attractive cash back and benefits
  • Choice of Islamic Business Facility
  • Interest Rate is starting from 20% up to 26%
  • Salary Transfer is not required. The company has to maintain a zero balance business current account
  • Minimum annual sales turnover of AED 1.5 Million
  • Minimum age of business: 2 years
  • Early settlement fees - 1% of the total remaining outstanding loan amount
  • The minimum tenor is 6 months and can go up to a maximum of 48 months
  • The minimum loan amount is AED 125,000/- and it can go up to AED 1.5 Million
  • No collateral required
  • Processing Fees - 1.35% of the loan amount
  • Insurance/takaful 0.65% p.a.
  • No Agency fee
Documents Required:
  • Application form
  • Trade license copy
  • Incorporation documents as applicable i.e. Power of attorney (POA), Memorandum of Association (MOA) or Article of Association in case of an LLC, Partnership agreement
  • Last 12-months bank statement (Mashreq account not required)
  • All partners valid passport with residence visa page for expatriates
  • All documents are required to be valid at the time of evaluation
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator
Dubai Islamic Bank - Business Finance
Min Revenue
AED 1,000,000
Flat Rate
Emirates Money Loan Against POS
Min Revenue
AED 300,000
Flat Rate
Gulf Finance Small Business Loans
Min Revenue
AED 2,500,000
Flat Rate
Emirates Money Business Loan
Min Revenue
AED 1,200,000
Flat Rate