Minimum Salary Salary Transfer Early Settlement Fees Maximum Term Flat Rate Reducing Rate
Abu Dhabi National Islamic Finance - Car Finance Abu Dhabi National Islamic Finance - Car Finance Minimum Salary: AED 5,000 Salary Transfer: Yes Early Settlement Fees: - Maximum Term: 4 Years Flat Rate: 2.49% Reducing Rate: 4.72%
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At Look no further when it comes to car finance.

Drive home your dream car for just 2.49% flat profit rate.

ADNIF provides complete Shari’a compliant car finance with competitive profit rates


  •  2.49% flat profit rate
  • Finance up to AED 1.25 million
  • Free Takaful coverage
  • Equivalent of 4.72% on reducing balance
Documentation required:
  • Original passport (with valid residence visa for expatriates)
  • Valid Salary certificate
  • Quotation addressed to ADNIF
  • Bank statement for 3 months
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest flat rate on the product. This is not the APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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