Minimum Salary Salary Transfer Early Settlement Fees Maximum Term Flat Rate Reducing Rate
Emirates islamic - Green Auto Finance Emirates islamic - Green Auto Finance Minimum Salary: AED 15,000 Salary Transfer: No Early Settlement Fees: 1% Maximum Term: 5 Years Flat Rate: 2.49% Reducing Rate: 4.72%
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Your Dream Car will now be yours

Buying a car is made simple and hassle-free with Emirates Islamic Vehicle Finance. The Islamic car finance we offer, gives you the opportunity to bring home the car you wanted with the least possible trouble with paperwork and payments.

Our Vehicle finance scheme known as Intaleq is an Islamic vehicle finance service which is Shariah compliant, offering one of the best finance solutions and personalized service. Flexible payment plans, competitive rates and a host of other benefits will have you ready to own your dream car today.


  • Flexible, extended repayment periods of up to 5 years
  • Murabaha structure complying with Shari’a principles
  • Quick and easy approval process
  • Minimal documentation
  • Salary Transfer is not mandatory
  • Standard processing fee is 1.05% of the finance amount subject to minimum of AED 525 and maximum of AED 2,625

*New Car Starting rates are available for salary transfer customers with monthly salary of AED 50,000.

**Used Car Starting rates are available for customers with monthly salary of AED 10,000.

Terms and conditions apply

** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual profit rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual profit rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different profit rates and fee structures.
Representative Example Calculator
ADCB Islamic Banking - Car Finance
Minimum Salary
AED 5,000
Flat Rate