Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
ADCB Islamic - Classic Credit Card ADCB Islamic - Classic Credit Card Minimum Salary: AED 5,000 Salary Transfer: No Islamic Finance: Yes Cashback: No Annual Fee: AED 0 Rate: 3.25%
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Touchpoints reward programme
Earn 0.5 touchpoints for every AED 1 you spend with your ADCB Islamic Classic Credit Card, the more ADCB Islamic Products and Services you use the more rewards you get.
  • Monthly Fee is AED 105
  • Utility bill payments: Pay your utility bills through Internet Banking or through your Paymentsmobile 24 hours a day without waiting in long queues.
  • Now you can get cash against your available credit limit with a pay order. This amount is absolutely interest-free.
  • You can pay your credit card bills at any of over 50 ADCB branches, etc..
  • Islamic Credit Card Shield (Takaful): your Islamic Classic Credit Card offers you protection in case of permanent disability, critical illness or death. To benefit, simply enroll in our Takaful program by paying a nominal monthly fee. The scheme also ensures the cardholder against the risk of death by any cause for up to AED 100,000.
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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