Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
ADCB - Signature Credit Card ADCB - Signature Credit Card Minimum Salary: AED 20,000 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: AED 1,050 Rate: 3.25%
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Exclusive benefits at the finest Accor hotels

  • Enjoy a welcome bonus
  • Earn points everyday
  • 50% discount on beach & pool access
  • 25 % discount on dining
  • 25 % discount on spa
  • Upgrade to ALL Gold status

Step into a world of exclusive privileges and benefits

  • 50% off beach, swimming pool and gym access at select Accor hotels in the UAE
  • 35% off all-inclusive beach access at select Rixos resorts in the UAE
  • Fast track upgrade to Gold status from ALL
  • Complimentary night on card anniversary at a select Accor hotels in UAE
  • 25% off restaurants at select Accor hotels in UAE
  • 25% discount in Spas at select Accor hotels in UAE
  • Unlimited buy 1 Get 1 free at Caribou coffee
  • Complimentary golf access
  • 20% off 3 Careem rides a month
  • 50% off 3 Careem food & shop orders every month
  • Fraudulent card misuse protection
  • Unlimited complimentary airport lounge access for cardholder
  • Complimentary airport chauffer
  • Multi-trip travel insurance
  • Up to 30% off YQ meet and assist

Other credit card benefits

  • Mobile and digital wallets
  • Card control
  • School fee payments
  • Balance transfer
  • Credit shield
  • Instalments payment plans
  • FlexiPay
  • Credit card loan

Fees and charges

For detailed fees and charges please click here.

** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
HSBC - Cashback Credit Card
Minimum Salary
AED 10,000
The American Express - The Platinum Card
Minimum Salary
AED 30,700
The American Express - Gold Credit Card
Minimum Salary
AED 15,000
Najm - ONE Cashback Credit Card
Minimum Salary
AED 8,000