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Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Al Hilal - Smart Covered Gold Card Al Hilal - Smart Covered Gold Card Minimum Salary: AED 8,000 Salary Transfer: No Islamic Finance: Yes Cashback: No Annual Fee: AED 0 Rate: 2.65%
Al Hilal Bank Free for Life Smart Covered Card is just that – FREE FOR LIFE! Free for life means that you will not be charged an annual fee as long as you own the card. They offer competitive pricing, without any hidden charges and a price commitment that your Murabaha profit rate will be fixed for the entire duration.
  • Shariah Compliance
  • Emergency Medical & Legal Service
  • Emergency Cash & Card Replacement
  • Free Supplementary Cards
  • Free 24 Hour Assistance
  • Price Commitment
  • Instant Cash
  • Worldwide Acceptance
  • Flexible Repayments
  • No annual fee
  • Supplementary Card Fee- Free (up to 3 free)
  • Additional supplementary card - AED 100
Representative Example
If you spend AED 1,200 at a purchase interest rate of 18.9% (variable) your representative APR will be 18.9% (variable).
The American Express - Platinum Credit Card
Minimum Salary
AED 22,250
Standard Chartered Bank - Visa Infinite Credit Card
Minimum Salary
AED 30,000
The American Express - The Platinum Card
Minimum Salary
AED 31,000
The American Express - Gold Credit Card
Minimum Salary
AED 20,000