Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Commercial Bank of Dubai - Visa Signature Credit Card Commercial Bank of Dubai - Visa Signature Credit Card Minimum Salary: AED 12,000 Salary Transfer: No Islamic Finance: No Cashback: Yes Annual Fee: AED 500 Rate: 3.29%
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Features and Benefits:

Financial

  • No annual fees for the first year on the primary card. Free supplementary card for family (age above 15 years).
  • Interest rate starting from 3.29% per month.
  • Attijari Points Rewards Program – earn up to 2.5 points for every dirham spent. For more information, please refer to Attijari Loyalty Programme 

  • Lifestyle

  • Free Valtrans valet parking 2 times per month at Mirdif City Center, City Walk, Dubai International Airport, Box Park and many more locations. For more details please refer to CBD Credit Cards Valet Parking.
  • 50% discount on VOX cinema tickets across the UAE. For more information, visit VOX Cinema.


To avail VOX, Pharaoh's Club, and Valtrans facility, the customer must have a minimum monthly (calendar month) retail spend* of AED 5,000 on the CBD primary credit card. If spend on CBD primary credit card during the month is less than AED 5,000, the customer's card account will be charged as below:  

  • For VOX and Valtrans: At actual

*Retail spend does not include Balance Transfer, Cash on Call and Cash Withdrawal. 

Visa Benefits

Effective from 1 January 2019, you will enjoy a maximum of 12 complimentary visits in a calendar year at over 1,000 airport lounges globally for the cardholder and 1 guest. The entitlement will work as below:
1st  visit is complimentary.
For the remaining 7 complimentary visits per the calendar year, a minimum international spend** of USD 1 is required in the calendar year.
Any visits outside the Lounge entitlement will be charged USD 27 directly to the cardholder’s CBD Visa Signature card by LoungeKey. You will be advised at the Lounge that such visits are chargeable.
Guest visits (other than the cardholder) visits are charged at USD $27 per person per visit directly to the cardholder’s CBD Visa Signature card.
Multi-trip travel insurance for you and your family.
Double the repair period offered by the original manufacturer’s warranty and protection against theft or accidental damage, respectively.

Convenience:                                                         

CBD credit cards are equipped with Chip & Pin which gives you the convenience to make purchases, pay bills, and get cash in a secure way. 

Security:
CBD credit cards are equipped with Chip & Pin which gives you the convenience to make purchases, pay bills, and get cash in a secure way.
Additional Information


Required Documents:

If you’re a salaried individual, please submit:

  • National ID or valid passport, residence visa and Emirates ID.
  • Salary Certificate.

If you’re self-employed:

  • National ID or valid passport, residence visa and Emirates ID.
  • Valid trade license.
Eligibility Criteria:
  • If you are a UAE National aged between 21 and 65 years (at the card expiry date) or if you are a UAE resident aged between 21 and 60 years (at the card expiry date).
  • If you're a salaried individual: You should be a confirmed employee and have a minimum salary of AED 12,000.


Najm - Platinum Cashback Credit Card
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Rate
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Najm - Platinum Plus Cashback Credit Card
Minimum Salary
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Najm - ONE Cashback Credit Card
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CBD - Super Saver Card
Minimum Salary
AED 10,000
Rate
3.29%