Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Dubai Islamic Bank - Al Islami Platinum Plus Dubai Islamic Bank - Al Islami Platinum Plus Minimum Salary: AED 25,000 Salary Transfer: No Islamic Finance: Yes Cashback: No Annual Fee: AED 0 Rate: 1.95%
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Take a step higher with the Platinum Plus card and enter a world of rewards with every purchase.

Wala'a Rewards
Get immediate access to the DIB loyalty program – Wala’a Rewards and start saving from day one! Earn 6.0 Wala’a Rewards for every AED 1 spent on all retail spends and then redeem the Rewards for flight tickets, hotel stays, retail purchases, bill payments and plenty more.
Purchase Protection

Get used to stress-free shopping with the card that gives you the added advantage of in-bult theft and damage protection, locally and all over the world.

  1. The Purchase Protection feature is already in-built into your Platinum Plus Card.
  2. Purchases made on your Platinum Plus card are automatically covered for 60 days, at a rate of USD 3,000 per occurrence.
Credit Shield Takaful

For a fee of 0.89% of the card outstanding, the Credit Shield Takaful feature covers the unfortunate events of death, total disability or loss of employment, taking care of your card outstanding at such a time. Maximum coverage is as follows:

  1. Involuntary loss of employment - AED 30,000 
  2. Permanent Total Disability - AED 200,000 
  3. Death - AED 200,000 
Roadside Assistance

One additional roadside assistance will be provided on a charge of the Upgrade fee. Max cap of 3 services per year.

Additional Information
Fees and Charges (in AED):
  • Annual Fee of Primary Card  – Free
  • Monthly Subscription Fee of Primary Card  – 600
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Najm - Platinum Cashback Credit Card
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