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Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Citibank - Emirates-Citibank Ultimate Credit Card Citibank - Emirates-Citibank Ultimate Credit Card Minimum Salary: AED 18,000 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: AED 800 Rate: 3.09%
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The ultimate card for the frequent traveler! Earn up to 1.25 Skywards Miles on every USD spent on the Emirates-Citibank Ultimate Credit Card. Redeem them for flights and upgrades with Emirates and partner airlines, or alternatively for a variety of leisure and lifestyle rewards and exclusive shopping at

Experience the Emirates-Citibank Ultimate Credit Card like you should, with unique privileges and benefits like 0% interest for 3 months easy installment plan on Emirates tickets at, unlimited access to 500+ airport lounges, complimentary golf and much more. 

 Meet the world with Emirates and Citibank.
  • Unlimited complimentary access to 750+ airport lounges worldwide for both basic and supplementary cardmembers, plus 1 guest each
  • 4 ‘buy-one-get-one-free' complimentary movie tickets with VOX Cinemas each month on any day of the week, when you book through
  • Free golf once a month for both basic and supplementary cardmembers at some of the leading golf courses in the UAE
  • Complimentary Marhaba Bronze meet-and-greet service once a year at Dubai International Airport
  • 0% interest for 3 months easy installment plan on Emirates tickets purchased through
  • Complimentary international concierge service
  • Complimentary travel insurance
  • Unlimited free supplementary cards
  • UAE exclusive offers ranging from discounts to 0% payment plans
  • Exclusive offers worldwide with Citibank World Privileges
  • 0% interest for 3 months easy installment plan on Emirates tickets purchased through Legal disclaimer: Citibank Terms & Conditions apply.
Additional Information
Earn 1.25 Skywards Miles on every USD of foreign currency spent and 1 Skywards Mile for every USD of local currency (AED) spent. Redeem your Skywards Miles for tickets and upgrades with Emirates or from a diverse selection of over 400 products to choose from at

Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit Citibank website. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorising our representatives to approach you on your contact details including your telephone/mobile number. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the Citibank website. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information.
Representative Example
If you spend AED 1,200 at a purchase profit rate of 18.9% (variable) your representative APR will be 18.9% (variable).
The American Express - The Platinum Card
Minimum Salary
AED 31,000
The American Express - Gold Credit Card
Minimum Salary
AED 20,000