Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Emirates Islamic - Emarati Credit Card Emirates Islamic - Emarati Credit Card Minimum Salary: AED 5,000 Salary Transfer: No Islamic Finance: Yes Cashback: Yes Annual Fee: AED 0 Rate: 2.49%
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Features
  • Foreign Exchange Fees Applicable
  • Welcome bonus of 25,000 EI SmartMiles worth AED 250
  • This is an Islamic card.
  • You require a minimum salary of AED 5000 per month to be eligible for this card.
  • The minimum payment each month is 5% of the outstanding amount.
  • The foreign currency rate applicable on overseas transactions is 2.34%. This fee is charged in addition to the standard processing fee (approximately 1.15%) charged by MasterCard International or Visa International and is applicable to transactions performed outside UAE.
  • Free for life. No annual fees are applicable on this card.
  • Welcome bonus of 25,000 EI SmartMiles worth AED 250
  • Earn 3.75 EI SmartMiles per 1AED on International spend, 2.5 EI SmartMiles per 1AED on Domestic spend 0.5 EI SmartMiles per 1AED on Government spend
  • 10% cash back on dining*
  • Balance transfer facility is available at 0% for 6 months with 2% processing fee. You can transfer your balance up to 80% of the credit limit and a 5% minimum payment required every month.
Najm - Platinum Cashback Credit Card
Minimum Salary
AED 7,000
Rate
3.25%
Najm - Platinum Plus Cashback Credit Card
Minimum Salary
AED 7,000
Rate
3.25%
Najm - ONE Cashback Credit Card
Minimum Salary
AED 8,000
Rate
3.25%
CBD - Super Saver Card
Minimum Salary
AED 10,000
Rate
3.29%