Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
FAB - Cashback Credit Card FAB - Cashback Credit Card Minimum Salary: AED 5,000 Salary Transfer: No Islamic Finance: No Cashback: Yes Annual Fee: AED 300 Rate: 3.85%
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A credit card with 5% cashback on groceries and 3% on School fees and dining.


5% cashback on supermarket spending (including online) and 3% cashback on school fees and dining, and no minimum spend required

Cashback Benefits
Get the best cashback rate on your everyday spending with 5% cashback at the supermarket (including online) and 3% on school fees and dining with no minimum spend.

Your cashback will be calculated monthly and rewarded by the statement date on request.

Cashback by spend type:

  • Supermarket spends – 5% cashback – 12.5 FAB Rewards / AED 1 Spending
  • School fees – 3% cashback – 7.5 FAB Rewards / AED 1 Spending
  • Dining – 3% cashback – 7.5 FAB Rewards / AED 1 Spending
  • All other spending – 0.15% cashback – 0.3 FAB Rewards / AED 1 Spending

Cashback on non-AED spending:
All non-AED spends – 1% cashback

Cashback Redemption

To redeem your cashback, call FAB call centre on 600 52 5500 and place your request.

  • 5% cashback (up to AED 200 per month maximum) on supermarket spending
  • 3% cashback (up to AED 200 per month maximum) on school fees
  • 3% cashback (up to AED 200 per month maximum) on dining
  • 0.15% unlimited cashback on all other spending
Lifestyle Benefits
Discover an exclusive range of privileges to enjoy life’s luxuries

Movie tickets from just AED 15
FAB Cashback credit cardholders can get two movie tickets a month at AED 15 each during weekdays and AED 20 each during weekends at Reel Cinemas, Cine Royal and Oscar Cinema. In addition, get up to 20% off on food and drinks. Spend AED 3000 in a calendar month to enjoy this benefit.

DISCOUNTED FOOD AND GROCERY DELIVERY WITH TALABAT
Get up to 20% off grocery or food orders twice a month on the talabat app with your Mastercard. Use the promo code “MASTERCARD” at checkout*.

GET PRICELESS OFFERS ON DINING, LEISURE AND MORE
Discover Priceless Specials and enjoy exciting offers on dining, fitness, beauty, hotels and attractions when you use your Mastercard*.

Travel Benefits
Discover a range of travel benefits with your Cashback card

Airport Lounge Access*
Receive free, unlimited access to over 10 airport lounges in UAE, KSA, Jordan, Kuwait and Egypt.

ENJOY UP TO 10% CASHBACK ON YOUR HOTEL BOOKINGS
With millions of properties in over 200 countries and territories, Booking.com provides incomparable choices*.

15% DISCOUNT ON HOTEL ROOMS AT IHG HOTELS & RESORTS
Enjoy discounted hotel stays across Europe, Maldives, India, the Middle East and Africa when you pay with your Mastercard*.

GET 20% OFF THREE RIDES EVERY MONTH WITH CAREEM
For 20% discount on up to three rides per month, enter the promo code “MASTERCARD” when booking*.

ENJOY 20% OFF YOUR CAR RENTAL WITH AVIS
Up to 20% off your next car rental
A complimentary upgrade with every rental
Simply visit MastercardMEA (avisworld.com) and use your eligible Mastercard® to reserve your vehicle.

Protection Benefits
Protection for you and your family
Your FAB Cashback card comes with additional protection features

Credit Shield
If something happens and you can’t meet your credit card payments, your outstanding balance will be paid off with Credit Shield Plus.

Wallet Shield

Wallet Shield covers fraudulent transactions on your lost or stolen credit cards, stolen cash and stolen identification papers or keys.
To apply SMS “WS” to 2121.


** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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