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Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
NBAD - GEMS Titanium Credit Card NBAD - GEMS Titanium Credit Card Minimum Salary: AED 5,000 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: AED 0 Rate: 3.25%
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Take advantage of the UAE’s first dedicated education credit card
  • Up to 7% discount on advance payment of GEMS school fees
  • Lifestyle benefits including movies from AED 5 and access to Fitness First Clubs
  • Enjoy 2 complimentary Airport transfer services per calendar year when you book your tickets with your GEMS Credit Card
  • Complimentary Greet & Assist at Abu Dhabi and Dubai airport
  • Enjoy VIP airport lounge access accross the Middle East, with no prior booking
  • NBAD GEMS Titanium MasterCard comes with a range of additional protection features
  • Earn 1.50 NBAD Stars for every AED 1 purchase
Additional Information
  • Your child/children must be enrolled in one of the GEMS Schools in UAE
Required Documents:
  • Completed and signed branch application form
  • Copy of valid Passport / Visa / Emirates ID (Originals must also be presented)
  • Security cheque can be a UAE bank cheque from the customer or a dummy cheque provided by the bank
  • If you would like our customer care team to contact you please complete the online Credit Card Application Form
Representative Example
If you spend AED 1,200 at a purchase interest rate of 18.9% (variable) your representative APR will be 18.9% (variable).
The American Express - The Platinum Card
Minimum Salary
AED 31,000
The American Express - Gold Credit Card
Minimum Salary
AED 20,000