Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
RAK Bank - MasterCard Credit Card RAK Bank - MasterCard Credit Card Minimum Salary: AED 5,000 Salary Transfer: No Islamic Finance: No Cashback: Yes Annual Fee: AED 0 Rate: 3.19%
Apply Online Now
Fill in your details below and a product advisor will call you back with more details.
At present, you can't apply for this product via But don't worry, by filling in the form below we'll help you find other options that you can apply for!
Some required information is not valid
Reward Features
Earn Cashback
  • Earn up to 1% cashback on all international & domestic spends.
  • Maximum cashback on both international and domestic spends per billing cycle is AED 300.
  • Government spend & utilities will earn 0.25% cashback per 1 AED spent.

Travel Accident & Medical cover
Personal Accident Insurance up to USD 150,000.

Purchase Protection
Insured for loss of a covered purchase due to accidental damage or theft occurring within 30 days from the date of purchase. Cover up to $1,000 per item, $4,000 per occurrence & $8,000 per annum.

Lowest Minimum monthly payment of just 3%

Privileged discounts on dining and shopping

Enjoy great dining offers from RAKfeast!

0% Easy Payment Plan
Convert your purchase into a 0% Easy Payment Plan, for 3, 6, 9 or 12 months, at a wide range of participating merchants.

Dream It. Live it - Spend, win & live free
Just spend and win great prizes such as a year’s rent, your child’s school fees, a new car, all your petrol, shopping, utility bills and so much more.

AED 200 spent in UAE = 2 chances, AED 200 spent overseas = 4 chances in the draw. With a draw every 2 months and 21 winners every time, you have so many chances to win.
  • Travel Accident & Medical cover
  • Purchase Protection
  • Privileged discounts on dining and shopping
  • 0% Easy Payment Plan
Additional Information
Things to be aware of:  
  • Max cashback on all spends is AED 300 p.m
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
HSBC - Cashback Credit Card
Minimum Salary
AED 10,000
The American Express - The Platinum Card
Minimum Salary
AED 30,700
The American Express - Gold Credit Card
Minimum Salary
AED 15,000
Najm - ONE Cashback Credit Card
Minimum Salary
AED 8,000