Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
UNB - Vantage Credit Card UNB - Vantage Credit Card Minimum Salary: AED 8,000 Salary Transfer: No Islamic Finance: No Cashback: Yes Annual Fee: AED 0 Rate: 3.19%
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The UNB Vantage Card is an all-new credit card that brings you excellent cashback benefits and special discounts when you use it to shop at some of the UAE’s most exciting outlets. UNB has partnered with luxury jeweler Joyalukkas Jewellery, electronics retailer Eros Digital Home and, flights, hotel accommodation, and holiday package retailer, to offer cardholders great rewards. 
  • 4% cashback on spend at Joyalukkas Jewellery, Eros Digital Home and*
  • 0% interest instalment plan for up to 6 months on spend at partner outlets
  • Exclusive ongoing offers with many partners
  • 1% cashback on all other retail spend - no caps
  • Complimentary airport lounge access within the Middle East for primary and supplementary card members. Visit for details
  • 50% cashback on cinema spend anytime, anywhere in UAE**
  • Up to 60% discount at over 1,000 dining, retail shopping and entertainment outlets in UAE
  • 0% interest instalment plan at over 30 retail outlets and partners
  • Hundreds of buy-one-get-one-free offers across hotels, dining, spas, leisure and entertainment in Middle East & Africa with the "Buy 1 get 1" app from MasterCard
  • No Annual fee
  • *Maximum monthly cashback amounts – AED 400 per partner in the form of UNBMiles, with a minimum spend of AED 500 on other spends
  • **In the form of UNBMiles, subject to minimum of AED 1,500 of total monthly retail spend and maximum monthly cashback of AED 125
Additional Information
Exclusive Launch Offers on UNB Vantage Card: 
  • 10% discount on flight tickets and hotel bookings (maximum AED 2,000) 
Eros Digital Home:
  • 7% discount on any Samsung products, Media City Showroom - Dubai 
  • 5% discount on any Sonos products 
  • Get free gifts upon purchase between AED 1,000 and AED 5,000 (Skull Candy Headphones, Selfie sticks, Power Banks) 
Joyalukkas Jewellery: 
  • 1% Cashback on any Jewellery purchase
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