Minimum Balance Required Currencies Features
HSBC - Current Account HSBC - Current Account Minimum Balance: AED 3,000 Currencies: EUR Features: Phone Banking, Multiple Currencies, ATM Transfers
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Switch to an HSBC Personal Banking account for a world of rewards! Get AED 500 cashback or 50,000 Air Miles when you switch to an HSBC Personal Banking account. Enjoy exclusive HSBC Switch Assist Service to help make your bank switch happen.

Benefits include: 
  • Get annual fee of AED 299 back when you make your first transaction within the first 30 days of issuance of your HSBC Visa Cashback Credit Card 
  • 50% arrangement fee waiver on new personal loans 
  • Preferential rates on term deposits
With your HSBC Current account, you will also enjoy: 
  • Up to 2 free cash withdrawals and 1 free balance inquiry on non-HSBC Switch ATMs per month
  • HSBC Visa Cashback Credit Card, which offers you up to 10% cashback on all your spends and much more, including:
    • A free HSBC Entertainer App with over 8,000 buy-one-get-one-free offers 
    • Buy-one-get-one-free movie tickets at all VOX Cinemas in the UAE      
    • Discounts of up to 30% at over 400 restaurants, with the I Love Dining program 
Additionally, with an HSBC Current account, you get*: 
  • Choice between AED, USD, GBP and Chinese Renminbi account currencies 
  • Free international Visa debit card accepted at over 25 million outlets worldwide and giving you access to your accounts at over 1 million ATMs around the world 
  • High daily cash withdrawal limit of up to AED 8,000 on HSBC UAE ATMs 
  • Free cheque-book 
  • Six free over-the-counter transactions every month if done using AED 
  • 24/7 banking through Online Banking, Phone Banking, Mobile Banking and SMS alerts 
  • Access to 50 cash deposit machines around the UAE for instant credit into your account 
  • 53 cheque deposit machines at key locations in the UAE without requiring a card and PIN 
 *These benefits are applicable whether your transfer your salary to HSBC or not

Documents required: 
  • Original passport (for all customers)
  • Valid residence visa (for non-GCC national customers only)
  • Original Emirates Identification Card (for all customers)
  • Proof of UAE residence in the form of either a utility bill/rental agreement/title deed/employment letter
  • Original labour card/work ID (for female applicants on father's/husband's sponsorship)
  • Original trade licence (for all self-employed customers)
  • For salary transfer customers, original salary transfer letter from the employer must be provided
Terms and conditions:
  • For a salary between AED 5,000 and AED 15,000. A salary transfer letter from your employer must be provided and an application must be completed at any branch or customer service unit and approved by us to be able to enjoy these benefits. 
  • Minimum monthly salary of AED 5,000 is required for an HSBC Visa Cashback Credit Card. An annual fee of AED 299 applies. 
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